Welcome to 3641 St. Margaret’s Bay Road — a hidden gem nestled in the heart of Hubley. This spacious 6-bedroom, 3-bath home sits on a beautifully landscaped 0.77-acre lot, surrounded by mature trees and lush greenery. With deeded access to stunning Sheldrake Lake and walking distance to the Rails to Trails system, it’s a dream location for nature lovers. Top-rated schools and highway access are just minutes away, offering the perfect balance of peaceful living and convenience. Inside, enjoy the flexibility of main-level living with a primary suite, wheelchair-accessible ramp, and a walkout lower level ideal for in-laws, teens, or rental potential. The home spans three bright inviting levels with large bedrooms, a large rec room, tons of storage, and room to grow. A standout feature? Three expansive and unique decks, perfect for entertaining, relaxing, or simply enjoying the peaceful surroundings. Major upgrades include: metal roof (2013), gas furnace, heat pump & HRV (2014), full plumbing replacement (2018), well pump (2022), and rebuilt decks (2018). Septic just pumped (2025). Move-in ready, full of charm, and bursting with potential — this one is a must-see. Priced to sell and won’t last long!